Geico Direct

There are number of reasons why the GEICO Auto Insurance Company has become one of this country's largest insurers. The most obvious reason is price-related. You have probably heard that Geico Direct can save you 15 percent on your car insurance. This is undoubtedly true. Their unique corporate structuring and direct consumer marketing allows them to save enough money in costs to offer lower auto insurance rates.

If you are a policyholder, you deal directly with them by phone or online. Efficiency is key in saving money, and GEICO is the model of efficiency. They have 24-hour policy service and a complete customer service division that can help you at any time, regardless of whether it's in the middle of the night or on a weekend.

If you are involved in an accident, you want your claim to be processed quickly and efficiently. Geico Direct has over 1,800 facilities across the country that can help process your claim. They also have drive-in locations where you can have your car or truck inspected, as well as claims adjusters who will come to the scene of an accident or to your home area. If your car somehow becomes incapacitated, either by way of an accident or mechanical failure, you can utilize Geico's Emergency Road Service System.

These characteristics and others have helped GEICO become the fifth-largest insurer of private vehicles in the country. People choose Geico because they save money while having the same level of strength and stability of larger auto insurance companies. They have consistently been rated at A++ (superior) from the A.M. Best Company.